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A fully funded, employee loan program as part of
your organization's benefits package.
You may use our Payment Calculator to review our low rates and payment schedules before requesting a loan. Go to our website and click "Employees", then click on "Payment Calculator" on the right. Enter information as directed. You will see the maximum amount you are eligible to request. Enter the amount you wish to request and click "Sample Payment Schedule". You will then see an example of the payment schedule and amount for the loan you may request.
Generally in one to two business days. Optionally, you can receive same-day funds if you have a checking account and if your request is submitted before 3:30 pm on business days. If you do not have a bank account, your funds will be delivered the next business day. There is a fee for expedited fund delivery.
No, we can also process your request over the phone. Simply call 888-928-7248 and a representative will help you get started. You will need to be able to send and receive a fax to use our telephone service.
This is a revolving line of credit1 that you access when needed. You repay the loan in multiple payments through your paycheck.
Yes! Simply log in to the FinFit web site and click on "Employees", then click on "Payment Calculator". Enter information as directed. You will see the maximum amount you are eligible to request. Enter the amount you wish to request and click "Sample Payment Schedule". You will then see an example of the payment schedule and amount for the loan you may request.
Traditionally, plans are designed to ensure a quick and private request process. FinFit will verify your employment and income, then notify your payroll department of repayment amounts and schedules. No one else needs to know
FinFit employee loans are a revolving line of credit. There is no limit to the number of loans you may request.
When you initially request a loan from FinFit, you will receive a line of credit up to your maximum eligible amount (half of your monthly gross income). Loan requests are made in minimum amounts of $500. You must have at least $500 available towards your eligible limit in order to request additional funds if you are currently repaying a FinFit loan.
Currently garnished employees are not eligible for FinFit loans.
Yes, you can. There is no cost or penalty for early pay-off.
Yes, you will need to repay your loan. A representative will contact you to create a repayment plan that works with your individual situation.
Employees will have access to their savings plan amount and can move it into any account they choose, or simply withdraw the funds from the account.
Give us a call and we will arrange a savings account for you so you can begin your own savings program. You may even elect to have your paychecks directly deposited into your savings account as long as your employer offers that service.
No, we do not run credit checks.
FinFit transactions will be automated and reported to credit reporting agencies. The successful payments on your loan should provide positive reporting to the credit agencies. That's making your paycheck work for you!
Simply go to www.FinFit.com and click on Employees. Click Create Account, then enter your company name in the empty box, and choose the company you work for from our secure drop-down menu and follow the enrollment prompts.
You can create your account for future convenience, or request a loan at the same time. Or, if you prefer, you can call us at 1-888-928-7248 and we can process your request over the phone. Either way, IT'S YOUR CHOICE... FinFit!
1 The product provided by FinFit is a loan or line of credit, depending on employee's residence.
2 The actual amount of loans may vary based on employer specifications, employee's income, employee's residence, and other factors, and is never more than half of an employee's monthly income.
A fully funded, employee loan program as part of
your organization's benefits package.
